Main Incubator
Nr1 für Visionäre im Banking
About Main Incubator

Main Incubator GmbH was founded in 2013. Our aim is to help start-ups turn their business ideas into reality and bring them successfully to the market.

The partnership between main incubator and Commerzbank combines the flexibility of an agile incubator with the stability of a major bank. Commerzbank is one of Germany’s leading banks for private and corporate customers. It is our anchor investor and an active, long-term strategic shareholder.

Key info
Founded in:
Christian Hoppe
Founder Director

Christian Hoppe is the creative brain behind main incubator. He also demonstrates this in his role as Head of Credit Solutions for Commerzbank’s SME Banking division. Christian Hoppe began his career as a Business and Financial Controller in Corporate Banking at Dresdner Bank, and was Credit Portfolio Manager at Dresdner Kleinwort. He founded his first company at the age of just 21, and today, alongside his banking career, he is also managing partner of a leading information platform for German corporate bonds.

Christian Hoppe has co-authored several articles and edited a number of reference books.

Bala Nagaraj
Investment Manager

Bala Nagaraj is main incubator’s all-rounder. He has been at Commerzbank since 2010, initially in the Central and Eastern Europe segment and later in the Corporate Banking division. During this time, he has been involved in a range of functions in the Strategy, Business Development and Cost Controlling departments.

Prior to this, he spent seven years at Siemens and Cisco Systems, where he worked with customers to develop solutions in areas of network management, data centers and storage area networks. He began his career as a software engineer in 2003. He also has many years’ experience in project management and IT innovation.

Bala Nagaraj is a graduate in Electronics and Communications Engineering and also holds an MBA from Mannheim Business School.

Birgit Storz
Founder Director

Birgit Storz is the strategic brain behind main incubator. She has extensive experience in developing start-ups and analyzing businesses in Europe and Asia.

As a managing director at Commerzbank, Birgit Storz is responsible for strategy, capital markets and tax issues in the SME Banking division. Before this, she held a variety of management and project management positions in the bank’s retail and corporate banking divisions, in the Central and Eastern Europe segment and was also involved in core banking functions at Commerzbank, Dresdner Bank and Deutsche Bank.

She holds a joint honors degree in German and French. Birgit Storz has carried out Supervisory Board directives in Central and Eastern Europe and is active in several foundations and networks.

Carsten Maybach
Investment Manager

Carsten is our Legal and Valuation expert. After starting his career at Dresdner Kleinwort, he was part of Clifford Chance’s private equity team. As an investment manager with a listed investment company, Carsten executed technology-oriented venture capital deals. Before joining main incubator, he helped young and innovative companies grow their businesses as an interim CFO.

Carsten is an author and speaker on the issues of Financing and Due Diligence. He has a degree in business law, a master’s degree in Mergers & Acquisitions (LL.M.) from the Frankfurt School of Finance & Management, and holds the Chartered Financial Analyst (CFA) designation.


Developing a concept for a standardized IT infrastructure that can be adapted to meet the future demands of our growing business.

Supporting the Network and System Administration team in their day-to-day operations and in the configuration and administration of workspaces.

Maintaining and expanding our IT infrastructure and assisting with testing new applications.

Investment Management

Today, increasing competition, new regulatory requirements and changing customer needs are forcing banks to overhaul their business models. We are convinced that innovation is the key to this process of transformation. The ideal foundation for this is provided by banks working closely with start-ups and entrepreneurs.

Together with Commerzbank, main incubator is a pioneer in the area of banking sector innovation. We drive the transformation in the financial services sector and nurture path-breaking ideas, creative concepts and innovative solutions.

Voltastraße 31, Frankfurt, 60486, Germany